This app takes you through your Banking world, where you can access wide range of Banking facilities right from simple Balance inquiry to paper less withdrawal deposits facility.Activate:- Click confirm on silent SMS page- Click confirm on OTP page- Create your own application/login password (4-digit number)- Read and accept Terms & conditions- mPIN change page: Enter the mPIN received through SMS and create your own mPIN (4-digit number)You are now ready to use a very Secure, Convenient & User friendly Mobile Banking application!Services offered:1. Financial services:• Fund transfer within self-linked accounts• Fund transfer • NEFT• Instant Fund transfer to other banks (24x7)• Mobile recharge• DTH recharge• Utility bill payment2. Non-financial services: Order QR code• Mini statement with graphical representation• Request services• Cheque book request• Status inquiry of cheque• Stop cheque• Aadhaar update• Account statement• Interest certificate• Debit card hot listing• Request for Savings Account Transfer• Nomination Registration• Debit Card Request• My set up• Change mPIN• Language selection• De-link accounts• Refresh operative account list• Transaction History• FAQs• Contact Us3. One Touch Paper Less Banking• Paper Less Deposit• Paper Less withdrawal• Cash Denomination SystemPrivacy policy link - https://skinidhi.in/demo_website/private_policy.phpPlease download and install the Mobile Banking App on your Android Phone and be the part of Future Banking.Permissions for App and reasonsSMS: to verify Phone number for registrationLocation: a requirement for fund transfer (means transactions)Contacts: for phone numbers to send money to and numbers to rechargeCamera: to scan QR codeStorage: to store scanned QR codeAccounts: to pre-populate email ID while signing upCall: to detect single vs dual sim and let user chooseMicrophone: to carry out KYC video verificationMake Offline Payments- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.Recharge Mobile, DTH- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.Bill Payment- Pay Credit Card Bills- Pay Landline Bills- Pay Electricity Bills- Pay Water Bills- Pay Gas Bills- Pay Broadband BillsOpen FD – Open FDs, RDs depositsGet personalized offers on your mobile